Wednesday, November 28, 2012
Four New ETFs and an Invitation
Tuesday, November 27, 2012
More Tax Tips From the Pros
Continue reading More Tax Tips From the Pros
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Source: http://www.dailyfinance.com/2011/03/14/more-tax-tips-from-the-pros/
Mark Carney is a welcome change but it's the same old story for the economy
Plug-In Electric Station
We at house housedna.com are working to bring to life, the old joy of driving, by paying 40 cents a gallon of gas. It will be a pleasure going [...]
Source: http://www.alternative-energy-news.info/press/plug-in-electric-station/
Simon Schama Part 2
Source: http://feedproxy.google.com/~r/bmjvodcast/~3/_0ct6om4Gq4/profile2.html
Monday, November 26, 2012
Joe Nocera
Source: http://feedproxy.google.com/~r/bmjvodcast/~3/Yb49OUENyJQ/profile.html
A New Chip to Bring 3-D Gesture Control to Smartphones
A large semiconductor manufacturer uses electrical fields to sense hand movements.
The clickwheel of the first iPod worked by measuring electric field disturbances in one dimension. The first iPhone touch screen functioned similarly, but in two dimensions.
Source: http://feeds.technologyreview.com/click.phdo?i=6182160f96c7368e0392da6a52871e5d
Dr. Jane Goodall Part 2
Source: http://feedproxy.google.com/~r/bmjvodcast/~3/Kh_Gomz_e9Q/profile2.html
Robert G. Kaiser
Source: http://feedproxy.google.com/~r/bmjvodcast/~3/51vRNm7o980/profile.html
Simon Johnson and James Kwak, Part I
Source: http://feedproxy.google.com/~r/bmjvodcast/~3/Q0hUsmPuXP4/profile.html
Sunday, November 25, 2012
LBJ's Path to War, Part II
Source: http://feedproxy.google.com/~r/bmjvodcast/~3/vODKSRdlp0M/profile2.html
Women Taking the Wheel
Many women have not realized that now is the time to take control of your finances. For too long, a great number of you have relied on men, be it a husband or whatnot, to control your finances and help you plan for retirement. And the truth is, this line of thinking continues to this day.
Source: http://firstsecurityfinancialshow.com/blog/bid/142483/Women-Taking-the-Wheel
How to Earn Income From Home
Note from the Editor: The following post was contributed by Jackie from DebtFreeBread. Please give Jackie a warm welcome, enjoy and share.
Jackqueline Roy:
If I had to describe myself I would say I'm a walking oxymoron. I love reading and writing but I also can play Call of Duty, Resident Evil, or Gears of War for hours. I'm unlike most 24 year old women because I've been married for 6 years to a wonderful man whom I adore. I have two beautiful boys with special needs that keep running all day long. My oldest is 5 years old an my youngest will be 4 this New Years Eve.
I was raised by a single mother who passed away far too young. She was a foster child. So it's just me and my younger siblings. After years of being an introvert I feel like I'm finally climbing out of my shell and finding myself.
This year is about self discovery for me which has caused me to look deeper into finding new ways to earn money from home like niche website building, e-books, and freelance writing. Right now I am making several loaves of cold process soap because I'll be selling them online soon through Etsy, Artfire, and my own e-commerce site.
How to Earn Income From Home
Most people fantasize about working in the comfort of their own home, leaving behind mornings filled with the blaring sound of an annoying alarm clock. Right now, daydreams about flexible hours and self employment may seem too good to be true but, it's really quite attainable with a little bit of direction and determination.
Luckily, finding a part-time or full-time job at home has never been easier. I've compiled a list of 5 legitimate companies that may be able to bring your dream of self employment into reality. Instead of listing each website the old fashioned numerological way, I've decided to split them into two categories for left and right thinking people.
Creative Ways for Right Brained People to Earn Money
Are you a person of many talents that can create unique handmade products like no other? If you are, there are two sites that would be perfect for you. Etsy is dedicated to crafters and artists who think outside of the box. If you can draw, sew, design, or create unusual products that are uniquely yours the talent you possess maybe a hidden gold mine. You can setup a shop displaying your beautifully odd creations in no time. It cost $0.20 to list but, you also have a 3.5% sales fee for each item sold.
Do you have an eye for vintage items or classic antiques? If you're able to find the diamond in the rough while frequenting thrift stores and garage sales, you may be able to open a successful vintage or antique shop. Suppliers are also welcomed on Etsy. However, resellers or products that aren't considered handmade, vintage, or supplies are forbidden. When my husband was unemployed, I operated my own bath and body shop on Etsy. I thoroughly enjoyed the experience and have been thinking about starting again.
Artfire is very similar to Etsy. However, it doesn't attract as much traffic and items from suppliers are welcomed with a few exceptions like electronics and auto parts. You can also sell goods you've designed but not created. You pay $12.95 a month instead of a listing fee. Plus, Artfire has a tool that allows you to import your Etsy store items which gives you the opportunity to attract customers from two different streams.
Hatchwise is the last site I'd like to recommend for the artistically gifted. If you are able to create attractive graphics for logos, websites, or t-shirts you should give this website a try. As a creator you’re able to enter into contests held by prospective buyers. They describe what they're looking for and then it’s your job to create it. Once, you've entered a contest you're able to receive feedback from the prospective buyer. If they choose your artwork over the competition, you'll receive 80% of the payout.
Luckily, you don't have to be formally trained to enter a contest at Hatchwise because there are no experience barriers. So, if you're good with Photoshop or other editors, you are free to join.
Easy Ways for Left Brained People to Build a Steady Stream of Income
The recent outsourcing boom has created new opportunities for individuals looking to work from home. If you have impeccable time management and organization skills a job working as a personal assistant maybe ideal. You can find available positions at vWorker which is a site that has several positions available in different professions like business support services, graphic design, and technical support.
Another option is Mechanical Turk, a site owned by Amazon. They offer HITs or human intelligence tasks. It’s really easy to sign up. All you have to do is provide basic information about yourself. Then choose your preferred method of payment and you're ready to go. When you visit the site you'll find a list of tasks ranging from a few cents to several dollars. The cheaper jobs usually consist of surveys, entering keyword relevance details, and other mind numbing tasks. Whereas the more profitable jobs usually involve transcription.
That's it for now; I really hope this article gives someone the boost they need to make money online. The first step is always the hardest but once you get started you'll find new creative ways to make extra cash easily.
Source: http://tacklingourdebt.com/2012/10/31/how-earn-income-home/
Bill Moyers Essay: Your Vote
Source: http://feedproxy.google.com/~r/bmjvodcast/~3/8gVeHlDn-qE/watch3.html
How Your Retina Screen is Helping Make Supercomputers More Powerful than Ever
Consumers' relentless demand for better user experiences helps create the technology that drives high-performance computing forward.
Earlier this week, the "Titan" supercomputer at Oak Ridge National Laboratory in Tennessee was named the fastest supercomputer on earth. It was able to perform nearly 18 quadrillion floating-point calculations per second in the LINPACK benchmark (the high-performance computing industry's standard "speedometer") by accelerating its 560,640 CPUs with graphics processing units from NVIDIA. Intriguingly, this same "Kepler" GPU architecture also provides the graphics horsepower for Retina screens on the new Macbook Pro. This isn't a coincidence. Without ordinary consumers' relentless desire for next-generation user experiences -- sharper screens for their laptops, better graphics for their games, longer-lasting batteries for their mobile devices -- scientific supercomputing would be kind of screwed.
Source: http://feeds.technologyreview.com/click.phdo?i=78504d0bb581e49ed6d7d50e2905eaf0
Saturday, November 24, 2012
Moving Checklist: Plan Ahead Before You Move
We were really hoping that when we moved into our current place it would be the last move in a long time. Just over a year later, and here we are, getting ready to move again. It is frustrating to have to deal with all the stress and hassle of packing all our stuff up...
Moving Checklist: Plan Ahead Before You Move appeared first on Canadian Finance Blog.
Related Posts:Source: http://canadianfinanceblog.com/moving-checklist-plan-ahead-before-move/
Investors to Financial Advisors: Call Me Maybe
Author(s):
Donald Liebenson
Millionaire investors are the most likely to have been contacted by their financial advisor in the wake of the election, according to a survey of affluent households conducted by Millionaire Corner.
Thirty-seven percent of households with a net worth of more than $1 million surveyed said that their advisor had contacted them. In comparison, just 8 percent of households with a net worth under $100,000 had heard from their advisor, as have 20 percent of those with a net worth between $100,000 and $500,000 and 27 percent of those with between $500,000 and $1 million. But a majority of affluent households surveyed (56 percent) said they have had no contact with their financial advisor since President Obama’s re-election.
While 31 percent of investors overall said they have been contacted by their advisor since the election, just 20.5 percent said that they initiated contact with their financial advisor.
Among those who have been contacted by their financial advisor, what is he or she primarily telling them? More than half (52 percent) reported their advisor told them to “not make any rash decisions.” This is perhaps to soothe the concerns of those investors whose candidate did not win. In a survey conducted in September by Millionaire Corner, 44 percent said their biggest concern about the upcoming election was “a win for the other guy.”
The primary economic concern now is the looming fiscal cliff. Nearly two-thirds (62 percent) said they are not confident that a solution can be reached to avoid the tax cuts and mandatory spending cuts scheduled to take effect at the end of the year. In comparison, 47 percent said in September that they did not think an agreement would be reached.
It is important to just over half (51 percent) of Millionaires that their advisor contact them regularly. Forty percent said they prefer to be contacted on a quarterly basis, while one-quarter said they prefer to be contacted monthly. Younger Millionaires (under the age of 45) are the most likely to want to be contacted on a monthly basis, while younger boomers ages 45-54 for whom retirement planning or financing their child’s college education may be becoming pressing concerns, are most likely to want to be contacted by their advisor semi-annually.
Less than 10 percent said they prefer to initiate contact.
Source: http://www.millionairecorner.com/article/investors-financial-advisors-call-me-maybe
Shale Oil Will Boost U.S. Production, But It Won’t Bring Energy Independence
The U.S. will still need more big breakthroughs to eliminate the need for imported oil.
The United States could see a surge in oil production that could make it the world’s leading oil producer within a decade, according to a new report from the International Energy Agency. But that lead will likely be temporary, and it still won’t allow the United States to stop importing oil. Barring technological breakthroughs in oil production and major reductions in consumption, the United States will need to rely on oil from outside its borders for the foreseeable future.
Source: http://feeds.technologyreview.com/click.phdo?i=3f43d05d298e274d40825ddfaa12e748
Save money using the “Day Before Pay Day” Challenge!
“Get excited and enthusiastic about your own dream!” ~ Denis Waitley I’m passionate about getting people excited about their money. When I say this at networking events it usually results in a few raised eyebrows because people aren’t used to hearing the words “money” and “excited” in the same sentence. I’ve written in earlier posts [...]
Save money using the “Day Before Pay Day” Challenge! appeared first on Retire Happy.
Related posts:- More Tips to Help You Save Money
- How to Save More Money for Retirement
- Is saving money nature or nurture?
- Useful Tips to Help You Save More Money
- How is Your Money Thermostat Impacting Your Finances?
Source: http://retirehappyblog.ca/save-money-using-the-day-before-pay-day-challenge/
The Tipping Point – Resentment is a good thing
When I first throttled back from working two jobs with occasional 16 hour days a few years [...]
Source: http://singlemomrichmom.com/the-tipping-point-resentment-is-a-good-thing/
Friday, November 23, 2012
Are you concerned about your retirement shortfall?
Are you part of the Boomer generation aged 50 to 59? If so how is retirement looking for you? Remember in the 1980′s and early 1990′s the media was full of articles about our future work world; short work weeks with many working from home and everyone would retire early! Do you sometimes wonder what [...]
Are you concerned about your retirement shortfall? appeared first on Retire Happy.
Related posts:- Options to reduce debt before retirement
- Key assumptions for your retirement plan
- What Does Retirement Really Mean?
- Are you planning to work in retirement
- Key ages for retirement planning
Source: http://retirehappyblog.ca/are-you-concerned-about-your-retirement-shortfall/
Simon Johnson
Source: http://feedproxy.google.com/~r/bmjvodcast/~3/SuQi4hnQVs4/profile.html
Simon Schama Part 1
Source: http://feedproxy.google.com/~r/bmjvodcast/~3/ASbwyzVXTZ8/profile.html
Simon Schama Part 2
Source: http://feedproxy.google.com/~r/bmjvodcast/~3/_0ct6om4Gq4/profile2.html
Thursday, November 22, 2012
Cleanup Boats Sent to Shore After More Workers Get Sick
This post has been updated.
All 125 commercial vessels working to clean up the oil spill in the Gulf of Mexico have been ordered back to shore temporarily after four workers on three separate vessels became ill, according to a Deepwater Horizon Response press release.
It's unclear whether the crew members were working with chemical oil dispersants, which have been criticized for their toxicity. Our calls to officials in the region have not yet been returned.
The sick workers said they had headaches and chest pain, and were nauseated and dizzy. One was taken by helicopter to a hospital in Marrero, La., another was taken by boat and two were taken in an ambulance, according to the press release.
The current symptoms mirror those of other fishermen who were hired by BP to help clean up the spill, as we pointed out earlier this week. The dispersants BP is using to break up the oil have many health risks of their own. Earlier this month, the EPA told BP to stop using the chemicals and to switch to something else, but BP says there is no better alternative.
Update, 5/27:
According to Captain Meredith Austin, the Coast Guard deputy incident commander, controlled burns were being executed and aerial dispersants were being used in the vicinity of the affected workers, but no dispersants were being sprayed within 50 miles of the workers.
"It's important to keep in mind there are other factors which may potentially cause these symptoms," Austin told reporters on a conference call this evening. She named the smell of petroleum, heat and fatigue as possible causes for the symptoms.
Workers were not given respiratory protection equipment because according to Austin, prior air sampling performed in the area concluded that the level of chemical exposure was permissible.
Source: http://feeds.propublica.org/~r/propublica/energy-environment/~3/yldMx39xN7E/
Four Things to Avoid When Hiring a Real Estate Agent
Solar Jobs Still on the Rise Despite Industry Woes
Filed under: Energy, Economy, Labor
The solar sector's problems may reach far and wide, but the employment around the industry actually is still growing. A new report from the Solar Energy Industries Association will be formally released in about two weeks called the National Solar Jobs Census 2012, but the preliminary data is showing that the jobs tied to solar power are still on the rise.
If the data is accurate and is not revised, then there are just over 119,000 workers employed by the solar industry in the United States. This translates to 13% growth. The report says:
Initial results from the 2012 census found that the solar industry now employs 119,016 Americans across all 50 states, having grown 13.2 percent over last year during difficult economic times across the nation. In 2011, the solar energy industry employed 105,145 workers, while 93,502 were employed by solar companies in 2010.
One key driver was said to be the solar investment tax credit. What is bad news for those making and selling solar panels is apparently good for the industry's ability to grow: one-third of respondents cited the continued decline in solar energy prices as the primary driver of employment growth.
We now have data showing just how large, or small, the solar industry really is: the U.S. today has 5,700 megawatts of installed solar energy capacity. This is enough to power more than 940,000 households, and the industry expects to nearly double its growth over last year by adding 3.2 gigawatts by the end of the year and another 3.9 gigawatts in 2013.
Another sign of growth is backward looking, but the report today showed that the previously reported solar employment figure for 2011 was revised higher to 105,145 from 100,237.
Keep in mind that the report is not just from the panel makers who are having such a hard time with their profits. This includes some 31 different occupations from more than 1,000 solar company survey respondents. The margin of error is only +/-1.5%.
The full report is available here.
Shares of First Solar Inc. (NASDAQ: FSLR) may be dragging the entire solar bias down this morning because of a poor earnings and guidance report last night. Shares are down about 8% at $22.77. It is interesting that this report is also on the heels of a report that Siemens A.G. (NYSE: SI) is planning to exit the solar market. Elsewhere, SolarCity has recently filed for an initial public offering.
JON C. OGG
Filed under: 24/7 Wall St. Wire, Alternative Energy, Economy, Labor, Labor & Unions Tagged: FSLR, SI
Read | Permalink | Email this | Comments
Source: http://www.dailyfinance.com/2012/11/02/solar-jobs-still-on-the-rise-despite-industry-woes/
Eurozone stability depends on Greece talks, warns Samaras
Wednesday, November 21, 2012
Michael J. Copps
Source: http://feedproxy.google.com/~r/bmjvodcast/~3/FDRUfJ01XbA/profile2.html
Apple releases iOS 6.0.1 OTA with fixes for WPA2 and Exchange
Source: http://www.zdnet.com/apple-releases-ios-6-0-1-ota-with-fixes-for-wpa2-and-exchange-7000006792/
Terry O'Neill and John Nichols
Source: http://feedproxy.google.com/~r/bmjvodcast/~3/PJUDhHru01c/profile2.html
Try These Easy and Delicious Classic Cakes - Grab Free eCookbook
Even though we often limit the amount of sweets we eat throughout the year, I do enjoy baking a cake now and then.
In fact I have a bunch of carrots in the fridge just waiting to be turned into a delicious Carrot Cake with Cream Cheese Frosting.
This free Classic Cakes Free eCookbook actually has several different Carrot Cake recipes. My favorite is the one that includes crushed pineapple, cinnamon, ginger and raisins.
Out of the 24 different recipes in this free eCookbook you will find that some of these cake recipes use a cake mix and some are made from scratch, but they are all pretty easy to make.
You will find amazing recipes for:
- Italian Cream Cake with Rum
- White Velvet Cake
- Easy Fudge Pudding Cake
- Old Fashioned Southern Chocolate Cake
- Black Forest Ice Cream Cake
Are you in the mood to bake a cake? If you have a special occasion coming up or would like to bake a cake for your family, download your copy of this Classic Cakes cookbook here. Enjoy!
What is your favorite type of cake?
Should You Buy Stocks For Your Kids?
Tuesday, November 20, 2012
Solar Jobs Still on the Rise Despite Industry Woes
Filed under: Energy, Economy, Labor
The solar sector's problems may reach far and wide, but the employment around the industry actually is still growing. A new report from the Solar Energy Industries Association will be formally released in about two weeks called the National Solar Jobs Census 2012, but the preliminary data is showing that the jobs tied to solar power are still on the rise.
If the data is accurate and is not revised, then there are just over 119,000 workers employed by the solar industry in the United States. This translates to 13% growth. The report says:
Initial results from the 2012 census found that the solar industry now employs 119,016 Americans across all 50 states, having grown 13.2 percent over last year during difficult economic times across the nation. In 2011, the solar energy industry employed 105,145 workers, while 93,502 were employed by solar companies in 2010.
One key driver was said to be the solar investment tax credit. What is bad news for those making and selling solar panels is apparently good for the industry's ability to grow: one-third of respondents cited the continued decline in solar energy prices as the primary driver of employment growth.
We now have data showing just how large, or small, the solar industry really is: the U.S. today has 5,700 megawatts of installed solar energy capacity. This is enough to power more than 940,000 households, and the industry expects to nearly double its growth over last year by adding 3.2 gigawatts by the end of the year and another 3.9 gigawatts in 2013.
Another sign of growth is backward looking, but the report today showed that the previously reported solar employment figure for 2011 was revised higher to 105,145 from 100,237.
Keep in mind that the report is not just from the panel makers who are having such a hard time with their profits. This includes some 31 different occupations from more than 1,000 solar company survey respondents. The margin of error is only +/-1.5%.
The full report is available here.
Shares of First Solar Inc. (NASDAQ: FSLR) may be dragging the entire solar bias down this morning because of a poor earnings and guidance report last night. Shares are down about 8% at $22.77. It is interesting that this report is also on the heels of a report that Siemens A.G. (NYSE: SI) is planning to exit the solar market. Elsewhere, SolarCity has recently filed for an initial public offering.
JON C. OGG
Filed under: 24/7 Wall St. Wire, Alternative Energy, Economy, Labor, Labor & Unions Tagged: FSLR, SI
Read | Permalink | Email this | Comments
Source: http://www.dailyfinance.com/2012/11/02/solar-jobs-still-on-the-rise-despite-industry-woes/
Ask A Banker: What Do Investment Bankers Actually Do?
Economist 'time-bomb' cover sparks French ire
Ask A Banker: What's A Derivative?
Source: http://www.npr.org/blogs/money/2012/10/17/163038597/ask-a-banker-whats-a-derivative?ft=1&f=127413671
Monday, November 19, 2012
Solar Powered Mass Transit
Source: http://www.alternative-energy-news.info/press/solar-powered-mass-transit/
What Are Bad Credit Mortgages?
Source: http://canadianbudgetbinder.com/2012/11/12/what-are-bad-credit-mortgages/
jpmorgan: @toddvernon You missed the speeches by Arthur Davis (co chair of Obama's '08 campaign) and Gov Nikki Haley (daughter of Indian Immigr.)
Source: http://twitter.com/jpmorgan/statuses/240666317856833536
Nokia Unveils a Map Service that Lives in the Cloud
With a new mapping service, called Here, Nokia hopes to get smartphone users hooked on its mapping technology.
Nokia introduced a new cloud-optimized version of its mapping technology on Tuesday. The company hopes the Web service and associated apps, rebranded as Here, will be a hit across different devices and software platforms—including on the iPhone and Android phones.
Source: http://feeds.technologyreview.com/click.phdo?i=35913385cc4308327acb5aacc839f3a8
Sunday, November 18, 2012
Sandy Sends Initial Claims for Unemployment Benefits Higher
Initial claims for unemployment benefits in the week ending Nov. 10 rose to a seasonally adjusted 439,000, an increase of 78,000 from the previous week, the Labor Department reported Thursday. The four-week moving average, a less volatile number that flattens out week-to-week fluctuations in the data, was 383,750, an increase of 11,750 from the prior week. The jump in initial applications for unemployment benefits is being attributed primarily to superstorm Sandy, which wreaked havoc along the East Coast on Oct. 29. A large number of jobless claims were filed in the states damaged by the storm, the Labor Department said. Data is likely to be affected for another two weeks. Before Sandy, initial claims for unemployment benefits fluctuated between 360,000 and 390,000. The number of Americans filing for continuing unemployment claims during the week ending Nov. 3 was 3,334,000, an increase of 171,000 from the preceding week. The four-week moving average was 3,254,500, an increase of 17,750 from the previous week. States reported 2,085,605 persons claiming emergency unemployment benefits for the week ending Oct. 27, a decrease of 32,570. There were 2,935,466 claimants in the comparable week in 2011. The total number of people claiming benefits in all programs for the week ending Oct. 27 was 4,977,808, a decrease of 100,423 from the previous week. The largest increases in initial claims for unemployment benefits for the week ending Nov. 3 were in Connecticut, Michigan, New Jersey, Ohio, and Pennsylvania. The largest decreases were in California, Florida, Georgia, Indiana, and New York.
Source: http://www.millionairecorner.com/article/sandy-sends-initial-claims-unemployment-benefits-higher
Fulbright scholarship a prestigious award worth pursuing
Filed under: Careers, college finance, Family Money
For students dreaming of winning the cross-cultural holy grail that is the Fulbright scholarship - thus earning the fully-funded opportunity to research or teach overseas - there's good news and there's some tough news."The good news about the Fulbright is you can do whatever you want," says James Calcagno, a professor of anthropology at Loyola University in Chicago, who has coached students through the demanding Fulbright application process for about four years. "The tough news about that is the same: You can do whatever you want."
Continue reading Fulbright scholarship a prestigious award worth pursuing
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Source: http://www.dailyfinance.com/2010/08/13/fulbright-scholarship-a-prestigious-award-worth-pursuing/
Saturday, November 17, 2012
5 Common Myths About RRSPs
RRSPs have been around for several decades enabling investors to save for their retirement while deferring taxes paid. Everybody knows the rules by now – or do they? Here are some common myths and misconceptions about RRSPs. RRSP Myths Myth #1: You have to be over the age of 18 to contribute to an RRSP. [...]
The post 5 Common Myths About RRSPs appeared first on Boomer & Echo.
US Torture and Consequences?
Source: http://feedproxy.google.com/~r/bmjvodcast/~3/mMGCi1Hs4Og/profile.html
Conservative Movement Woes, I
Source: http://feedproxy.google.com/~r/bmjvodcast/~3/uAEL78jEyh4/profile.html
Is It Possible to Save Too Much for Retirement?
As you head into retirement, the most important decision to make is how much money to save. You want to make sure that the amount is enough for how you'd like to spend your later years, without needing to worry so much about financial concerns.
To get a second opinion on your retirement plans, schedule your free, no-obligation appointment.
Source: http://firstsecurityfinancialshow.com/blog/bid/128210/Is-It-Possible-to-Save-Too-Much-for-Retirement
Mid November 2012 Blog Update
Source: http://www.modestmoney.com/mid-november-2012-blog-update/